List your loans, compare the new Repayment Assistance Plan against Tiered Standard, and see exactly when each one pays off, before you pick a plan you're stuck with for a year.
Enter your loans and income once, see both plans side by side, no spreadsheet required.
A payoff chart shows exactly when each plan reaches zero, or hits its forgiveness point.
Everything's stored only in your own browser. Nothing is sent to a server.
Nickname, type, balance, and rate for each one. Takes about a minute.
Enter your income and see Tiered Standard vs. RAP, with the lower payment flagged.
Turn your numbers into a one-page summary to bring to a spouse, advisor, or servicer.
Run the comparison in Step 2 first. This pulls in your numbers so you have something clear to bring to a spouse, an advisor, or your loan servicer.
Everything on this page is an estimate. Confirm exact eligibility and payment amounts with your servicer or the official simulator before you commit to a plan.